... :ring binder Reference details-- Black Y-D Ring Binder with clear PVC overlay ItemBlack Y-D Ring Binder with clear PVC overlayPaper ... -ring (2-O ring, 3- O ring, 4-O ring)D-ring (2D ring, 3D ring, 4D ring)Slanted-ring, etc ... accept returns and arrange for replacement or refund. Black Y-D Ring Binder with clear PVC overlay